We have all heard of different kinds of insurance... life insurance, health insurance, auto insurance, and many others. There are dumb insurances like pet insurance etc. I thought of something very interesting though... a different kind of auto insurance. Life insurance is to collision/auto insurance as health insurance is to... is to... is to... non existent! Yeah so I've come up with a new kind of auto insurance... auto health insurance. This insurance would pay a good percentage of things like oil changes, new tires, yearly inspection, lights, upgrades for a safer vehicle (for example: brighter lights), and things like that... it just wouldn't pay for gas or bling blings.
I thought of this while talking to my wife about buying some new headlights for her car. The ones on her car are those normal kind that yellow over time only hers are so horribly yellowed that they aren't very bright at all. In my search for headlights I have found out the differences between the different kinds of headlights and their intensities. Halogen bulbs are the kind of bulbs that most cars have. I've known that Xenon bulbs are brighter than halogen but there are some things I didn't know before that I know now. I once bought "xenon bulbs" for my car and yes they were very super bright and incredible compared to my old halogens... but they still didn't have the appearance of the brightest lights that I have seen some people driving with... you know... the kind that are so bright that you are annoyed when you pass them, but if you're driving with them you're loving life because you can see for miles ahead. Yeah anyways those xenon bulbs that I bought were a fake wanna-be xenon bulb. There are so many different things you can do to a car to get brighter headlights! They make Projector Headlights (that's what they are called) that are amazing because they focus light and send it through a magnifying glass... way cool. Anyways... so about those true xenon bulbs that blind you... there are conversion kits (Xenon conversion kits) available on the market so your car can have some of those blinding bright lights. True xenon bulbs need ballasts to ignite just like fluorescent bulbs do. Cool, anyways, sorry about the tangent.
If anyone ever decides to make a million off of my auto health insurance idea and it works... you had better include me in it!
24 Jan 2009
-- Last Updated 15 years ago
2 comments:
I think it's a fantastic idea!!! Sign me up!!
I wonder how much that kind of insurance would cost? I just spent $80 on an oil change (cause they keep finding things that need fixing.....At Jiffy lube their $35 oil changes always cost me about $80--so that is why I do Wallmart at $18 between times.....however, the Jiffy Lube ones make my care happy :)
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